Privacy Policy

Effective Date: December 1, 2025

PrimeSwipe (“PrimeSwipe”, “we”, “us”, or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or otherwise interact with us.

1. Information We Collect

We collect both identifying and non-identifying information to operate our business and provide our services.

1.1 Information You Provide to Us

• Contact details: Name, email address, phone number, business name, and similar details you provide via forms, calls, chats, or emails.
• Business information: Industry, processing volume, average ticket size, and other information you provide so we can assess eligibility for our programs.
• Financial and underwriting information: Statements or summaries of prior processing, banking details (where applicable), and other financial information you choose to share for underwriting or pricing purposes.
• Communications: Messages you send to us, including email, form submissions, and call notes.

1.2 Information Collected Automatically

When you visit our website or interact with our services, we may automatically collect certain “non-identifying information,” such as:

• IP address, browser type, device type, and operating system.
• Pages viewed, referring URLs, and dates and times of visits.
• Usage data related to how you navigate our site and interact with forms and content.

2. How We Collect Information

We collect information by fair and lawful means, with your knowledge and consent. You may provide information directly (for example, by completing a form or calling us), or it may be collected automatically when you browse our site.

You may refuse to provide certain information, with the understanding that we may be unable to offer some services or respond to certain requests without it.

3. How We Use Your Information

We use the information we collect for purposes such as:

• Providing, operating, and improving our products and services.
• Responding to inquiries and providing customer support.
• Assessing eligibility, underwriting, and pricing for payment and funding programs.
• Analyzing website usage and trends (including through aggregated, anonymized data).
• Sending administrative messages, service updates, and marketing communications where permitted by law.
• Protecting against fraud, abuse, and unauthorized access.

4. Data Processing & Storage

We retain personal information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, or improve our offerings.

We use commercially reasonable safeguards to help protect your information from loss, theft, and unauthorized access. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies & Similar Technologies

We use cookies and similar technologies to understand how visitors use our site, remember your preferences, and improve our marketing. Cookies are small data files stored on your device.

You can configure your browser to refuse some or all browser cookies or to alert you when cookies are being sent. If you disable or refuse cookies, some parts of our site may not function properly.

6. Third-Party Access to Information

We may use third-party providers for hosting, analytics, communications, marketing, and other business functions. These providers may access your information only to perform specific tasks on our behalf and are obligated not to disclose or use it for other purposes.

We do not sell or rent your personal information. We may disclose information if required by law or if we believe it is necessary to:

• Comply with legal process or applicable law.
• Protect our rights, property, or safety, or that of our users or the public.
• Prevent or investigate potential fraud or security issues.

7. Children’s Privacy

Our website and services are not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information without parental consent, please contact us and we will take appropriate steps to remove the information.

8. Your Rights & Choices

Depending on your location, you may have certain rights regarding your personal information, including the right to:

• Access the personal information we hold about you.
• Request corrections or updates to inaccurate information.
• Request deletion of certain information, subject to legal obligations.
• Opt out of marketing communications by following the unsubscribe instructions in our emails or contacting us directly.

9. International Data Transfers

If you access our site or services from outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where our service providers are located. By using our services, you consent to such transfers, subject to applicable law.

10. Changes & Contact Information

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make material changes, we will update the “Effective Date” at the top of this page.

If you have questions or concerns about this Privacy Policy or our data practices, you can contact us at:

PrimeSwipe
Email: info@primeswipe.com