Zero-Fee Card Processing
Swipe Your Fees Away.
Make this the last month you pay credit card processing fees. PrimeSwipe’s FeeShift™ Program uses cash-discount structures to eliminate up to 100% of your processing costs while keeping customers happy.

3–4%
Typical Margin Increase
Keep the 3–4% you used to send to the processor on every credit card sale.
$0
Processing Fees with FeeShift™
For qualifying merchants, the FeeShift™ Program is designed to bring your effective card processing fees down to zero.
Next-day
Funding Speed
Late cut-off times with next-business-day deposits to keep your cash flow strong.
24/7
US-Based Merchant Support
Real humans ready to help with hardware, chargebacks, statement reviews, and optimization.
Trusted by Industry Leaders
Processing for Global Brands
Why Choose Us
Enterprise-Grade Features
FeeShift™ Zero Processing Fees
Eliminate up to 100% of your credit card processing costs by passing a small, clearly disclosed fee to cardholders through the FeeShift™ Program.
No Hidden Fees
Eliminate up to 100% of your processing fees.
No Swipe or Interchange Fees
Interchange and swipe fees are built into the FeeShift™ structure, so your margins are protected on every transaction.
Next-Day Funding
Put your money to work faster with next-business-day funding and late 11pm ET cut-off times in many cases.
Free Compliance Signage
We provide in-store pricing and discount signage that clearly explains the FeeShift™ Program so customers know exactly what to expect.
5-Star US-Based Support
From A–Z, our U.S.-based support team is here for you with phone and email support.
Our Solutions
Payment Solutions for Every Business
In-Store FeeShift™ Program
Enable a compliant in-store surcharge or cash-discount structure so cardholders cover the cost of acceptance instead of your margins.
Learn More →Cash Discount Program
Reward customers with a discount—often around 4%—when they pay with cash instead of credit cards.
Learn More →E-Commerce & Invoicing
Extend the same FeeShift™ style savings to online checkouts, recurring billing, and invoices.
Learn More →Hardware & POS Upgrades
Next-generation payment terminals and POS systems that support FeeShift™ and frictionless checkout.
Learn More →By Industry
Solutions for Every Vertical
Getting Started
Simple Integration Process
Turn On FeeShift™
Share your recent statements and we’ll design a FeeShift™ structure tailored to your business.
Display Clear Signage
We provide in-store and digital signage so customers understand pricing, fees on card payments, and available cash discounts.
Process & Reward
Cardholders pay a small fee on credit card transactions while cash-paying customers receive a discount at checkout.
Keep 100% of the Sale
With the FeeShift™ Program, your month-end effective processing fees are designed to be zero, letting you keep 100% of the posted sale price.
Cost Reduction Programs
Eliminate up to 100% of your payment processing fees
Stop overpaying for card processing. Our programs are designed to significantly reduce – or even eliminate – your effective processing costs while keeping your customer experience seamless.
- • Programs tailored to your industry and ticket size
- • Transparent, compliant structures reviewed by our specialists
- • Easy onboarding with training for your staff
- • Detailed statements so you can see the savings each month
Typical Results
Up to 100% fee reduction
Actual savings vary by industry, ticket size, and monthly volume. Our team will review your recent statements and model the impact before you make a decision.
No obligation review. We'll walk you through side-by-side comparisons so you can see exactly how much you could save.
Your Data is Safe
Security & Compliance
PCI DSS Level 1
Highest security certification
AES-256 Encryption
Bank-level data protection
24/7 Monitoring
Real-time fraud detection
99.99% Uptime
Enterprise-grade reliability
Common Questions
Frequently Asked Questions
Ready to Get Started?
Join hundreds of companies processing millions of transactions securely with PrimeSwipe.