Zero-Fee Card Processing

Swipe Your Fees Away.

Make this the last month you pay credit card processing fees. PrimeSwipe’s FeeShift™ Program uses cash-discount structures to eliminate up to 100% of your processing costs while keeping customers happy.

Prime Swipe card processing interface

3–4%

Typical Margin Increase

Keep the 3–4% you used to send to the processor on every credit card sale.

$0

Processing Fees with FeeShift™

For qualifying merchants, the FeeShift™ Program is designed to bring your effective card processing fees down to zero.

Next-day

Funding Speed

Late cut-off times with next-business-day deposits to keep your cash flow strong.

24/7

US-Based Merchant Support

Real humans ready to help with hardware, chargebacks, statement reviews, and optimization.

Trusted by Industry Leaders

Processing for Global Brands

VisaMastercardAmerican ExpressDiscoverVisaMastercardAmerican ExpressDiscover

Why Choose Us

Enterprise-Grade Features

FeeShift™ Zero Processing Fees

Eliminate up to 100% of your credit card processing costs by passing a small, clearly disclosed fee to cardholders through the FeeShift™ Program.

No Hidden Fees

Eliminate up to 100% of your processing fees.

No Swipe or Interchange Fees

Interchange and swipe fees are built into the FeeShift™ structure, so your margins are protected on every transaction.

Next-Day Funding

Put your money to work faster with next-business-day funding and late 11pm ET cut-off times in many cases.

Free Compliance Signage

We provide in-store pricing and discount signage that clearly explains the FeeShift™ Program so customers know exactly what to expect.

5-Star US-Based Support

From A–Z, our U.S.-based support team is here for you with phone and email support.

Our Solutions

Payment Solutions for Every Business

In-Store FeeShift™ Program

Enable a compliant in-store surcharge or cash-discount structure so cardholders cover the cost of acceptance instead of your margins.

Learn More →

Cash Discount Program

Reward customers with a discount—often around 4%—when they pay with cash instead of credit cards.

Learn More →

E-Commerce & Invoicing

Extend the same FeeShift™ style savings to online checkouts, recurring billing, and invoices.

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Hardware & POS Upgrades

Next-generation payment terminals and POS systems that support FeeShift™ and frictionless checkout.

Learn More →

By Industry

Solutions for Every Vertical

Getting Started

Simple Integration Process

01

Turn On FeeShift™

Share your recent statements and we’ll design a FeeShift™ structure tailored to your business.

02

Display Clear Signage

We provide in-store and digital signage so customers understand pricing, fees on card payments, and available cash discounts.

03

Process & Reward

Cardholders pay a small fee on credit card transactions while cash-paying customers receive a discount at checkout.

04

Keep 100% of the Sale

With the FeeShift™ Program, your month-end effective processing fees are designed to be zero, letting you keep 100% of the posted sale price.

Cost Reduction Programs

Eliminate up to 100% of your payment processing fees

Stop overpaying for card processing. Our programs are designed to significantly reduce – or even eliminate – your effective processing costs while keeping your customer experience seamless.

  • • Programs tailored to your industry and ticket size
  • • Transparent, compliant structures reviewed by our specialists
  • • Easy onboarding with training for your staff
  • • Detailed statements so you can see the savings each month

Typical Results

Up to 100% fee reduction

Actual savings vary by industry, ticket size, and monthly volume. Our team will review your recent statements and model the impact before you make a decision.

No obligation review. We'll walk you through side-by-side comparisons so you can see exactly how much you could save.

Your Data is Safe

Security & Compliance

PCI DSS Level 1

Highest security certification

AES-256 Encryption

Bank-level data protection

24/7 Monitoring

Real-time fraud detection

99.99% Uptime

Enterprise-grade reliability

Common Questions

Frequently Asked Questions

Ready to Get Started?

Join hundreds of companies processing millions of transactions securely with PrimeSwipe.